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Not everyone can be a SmartVestor Pro

As SmartVestor pros, we are committed to educating and empowering you by focusing on the long term.


JOEL BALAM IS THE SMARTVESTOR PRO IN YOUR AREA.

What are the requirements to become a SmartVestor Pro?


To join the SmartVestor program, the pros must:

  • Work for investment advisors or broker-dealer firms that are not affiliated with Ramsey
  • Have at least two years of experience as a registered investing professional
  • Understand Dave Ramsey’s 7 Baby Steps and agree to our Code of Conduct
  • Participate in ongoing coaching with us to help maintain our high standards of customer service

The SmartVestor program does not provide investment advice or try to match you with a pro based on your individual needs. And it does not evaluate pros’ investing skills or performance or provide training on investing matters.

It’s up to you to make sure you’re on the same page as your SmartVestor Pro about investing and to understand the performance of your investments.


Why Use A SmartVestor Pro?

With all the different types of financial professionals out there, Dave Ramsey felt it was important to create a directory of financial professionals he trusts. SmartVestor Pros provide advice just like Dave Ramsey does. I want to be a reliable partner in your financial life, someone you feel comfortable with and someone you can trust.

Adhering to the standards of the SmartVestor Pro program, I provide financial services in an easy-to-understand manner. My biggest goal in helping you achieve your financial objectives is that you understand clearly all your options and opportunities.

Since I am an independent financial professional, I am not bound toward any company or carrier. This means that I seek plans, strategies, and opportunities that are in your best interest.



Contact Us Today to Learn How We Can Help Maximize Your Retirement Strategy

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